Mr. Clementi has 29 years experience in the Real Estate and Mortgage Banking industry.
In 1997 Mr. Clementi became President and Chief Executive Officer of CNB Mortgage Company located in Upstate NY where he was responsible for the turnaround of a failing mortgage company. He oversaw all sales and operations to include the sale and delivery of loans directly to Freddie Mac. During his tenure he was responsible for maintaining healthy profit margins while avoiding the sub prime mortgage crises along with avoiding the largest mortgage fraud scheme in Upstate New York’s history.
In 2003 Mr. Clementi served as Chief Operating Officer of Alpine Affiliates located in Phoenix, Arizona which consisted of Alpine Lending, Alpine Mortgage, Metro Title, Metro Appraisals and Goldmine Lending. He managed over 1400 employees, 27 branch locations in eleven states.
Mr. Clementi currently serves as a member on the Arizona Anti Foreclosure Task Force in an effort to ensure that all homeowners are receiving the information necessary to assist them during this difficult time.
Mr. Clementi has always had a passion for assisting clients with their financial needs. In 2009 he co-founded Arizona Mortgage Mediation Group now doing business as, Clementi Real Estate Consultants to serve the demand of homeowners who are in financial turmoil with the housing market and banking industry as we know it today.
Mr. Clementi served in the U.S. Army and is a Certified Military Residential Specialist.
He was recently published in Featured Agent Magazine and recognized as being in the Top 3% of Real Estate Professionals in the United States.
He is a member of the National Association of Realtors, Arizona Association of Realtors and West Maricopa Association of Realtors.
Laura B. Bramnick is much more than an attorney. Because she is also an Arizona-licensed Realtor with experience in the mortgage business, clients who retain her get two very professional services for the cost of one. When you hire Laura you get both an experienced attorney who will fight fiercely for you and you get a Realtor with a thorough understanding of the ins and outs of the real estate business. Laura and her team solve problems before they can become problems. She is an advocate and an ally for you.
Working from her Scottsdale office, Laura practices general real estate law, including residential, commercial and land. Her clients, while primarily from the metropolitan Phoenix and Scottsdale areas, come to her from across the state of Arizona.
Laura Bramnick is committed to making a difference in the lives of her clients by advocating for them and serving as their ally. It is her true pleasure. And it is a personal conviction that put her on the path to a focus on real estate law where she can have a profound impact on behalf of her clients.
Residential sales, short sales, land sales, second home sales, investment property and relocation.
Having worn both business and investment banking hats, I understand the needs and priorities of companies, their owners and executives, and professional practitioners.
My work begins with a second opinion on current plans, and opportunities for improvement, considering future needs. There may also be an immediate need to focus on a specific issue.
Jim Freda has over 30 years of diverse business experience coupled with extensive
mortgage, real estate and financial knowledge. Drawing from the best of his
experience, Jim applies a very strategic approach to each loan transaction in order
to find the best possible solution for solving or satisfying every clientâ€™s desired needs.
The most critical goal Jim strives for with all borrowers and prospects in todayâ€™s
challenging market is a â€œrisk-freeâ€ environment.
Those who choose to work with Jim Freda can expect straight, accurate and reliable information to making sound decisions. The most significant level of customer service Jim consistently provides to his clients is to attend all loan closings. He does not want his clients ever to feel confused or overwhelmed at a loan closing. Jim prefers to be on hand to answer the technical questions that can arise and thereby ensuring the highest level of success right to the very end of the transaction.
Full service landscape company. Locally owned and operated. Call David for your landscape needs.
ROC #264-356 K-21